Questions & Answers

To find out if our Preferred Residential Mortgages are a match for your financing needs, please read the answers below or submit a quick and confidential loan request today.

How is Steelhead Capital different from my bank?

At Steelhead Capital, our two main goals in any transaction are 1) to create a competitive environment that forces capital sources to compete for the borrower's loan and 2) to manage the transaction workflow so the borrower can focus on the actual home purchase.

Banks are constrained by loan products and underwriting guidelines that don't necessarily fit the borrower's needs. The bank's loan officers are incentivized to maximize profits while pushing as much of the risk as possible onto the borrower. Banks also force borrowers through a variety of hoops and typically provide only limited assistance managing transaction workflow.

Steelhead's approach is fundamentally different. Our fiduciary obligation is to you, the borrower. Since we are not limited by our affiliation with any one bank, we are able to present your loan to a broad spectrum of potential capital sources and secure the best terms and pricing that the market can offer. Equally important, Steelhead remains very much involved in the transaction, sharing the burden of collecting and processing information, coordinating third party reports and driving towards a smooth and successful close.

Do we end up paying more by working with Steelhead Capital?

Steelhead Capital charges a placement fee of one percent of the loan amount. Banks also typically charge a loan fee of one percent or add an equivalent discounted value into the spread. Because Steelhead Capital absorbs the cost of originating loans for the lender, we are able to negotiate direct pricing with most lending sources. As a result, borrowers typically incur no additional costs by engaging us to negotiate and manage their transaction.

In addition, Steelhead saves its clients time and money by creating a competitive environment that forces the market to compete for the borrower's business. Ultimately, clients get all the cost benefits of a more effectively managed transaction without having to accept exorbitant spreads or large loan fees.

How does Steelhead Capital choose its clients?

Steelhead Capital prides itself on taking a private banking approach to supporting client objectives. By choosing to engage a customer we are committing all of our resources to making their opportunity a success. Customers that work with us know that this often means going beyond the role of a typical advisor.

By limiting the number of real estate investors we agree to represent, we are able to provide a full service, advisory experience that is unique in today's residential markets.

Who are Steelhead Capital's typical lending partners?

The goal at Steelhead Capital is to add value to customer transactions by offering a wide range of financing alternatives and direct access to top national, regional, and local lenders.

What are Steelhead Capital's loan minimums?

Larger preferred residential loans range from $2 million to $10 million and above. Smaller loans range from $300,000 to $2 million are directly available as well.

Steelhead Capital provides customized mortgage financing and preferred residential loan solutions for qualified investors nationwide.

NEXT: Read rave reviews from Steelhead clients »



NEW Preferred Residential Mortgage

Looking for the next level of service and security in your home loan? Leverage the experience of commercial mortgage brokers to finance your residential real estate.

Learn more »